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incomplete question u have to tell the full story
it always happen (u have to suffer for ur prompt payment)
What If the term loan is taken of 200000 become npa at outstanding of 225000 how the entries should be passed is it 200000 as principal amount and 25000 as suspense interest or 225000 as principal and 25000 as interest suspense ?
A loan of 5.54 lacs become npa paid over due amount outstanding balance as on date 5.65 is it possible
I am having loan of 5.54 lacs from a nationalized bank account was npa for some period I paid overdue amount after confirmation from bank now the account is out of npa certified by bank. but balance outstanding is showing 5.65 lacs Can this happen?
I have applied for a HDFC personal loan few days back…. I have provided all supporting and necessary documents like my last 3 months pay slip, last 6 months bank statement, landline bill & bank Statement as permanent address proof, lease agreement, PAN, & vodafone post paid bill for current residential address.
The fact is that the post paid vodafone bill has been manipulated to current residence adress in mumbai.
But it actually is on my name and provided by the company and also the bill comes on the office adress.
So the bank person complaining that this document is forged and we will take legal action against u like we will inform ur HR for job termination or we will place a FIR in the police station and we will put your name to the RBI and u will be black listed for entire life.
But the fact is till date my loan application has not been approved.
I have not taken a single rupee from the bank.
Further i have also provided lease agreement copy for the same residence address and
My employer has also certified on the letter head that i am staying on the same address.
So on what ground a legal action will be convicted against me??
May I request for a urgent reply please.
Regards,
DD
dear sirs,
kerala state financial enterprises didn’t released my prize money of chitty, auctioned. the reason they says that i haven’t signed on agreement which executed by the mortgagor. for me to release the payment.i haven’t offered anything other than the mortgagors property. is my signature is necessary.if yes,why
Stop selling insurence product from bank every bank mainly private bank doesnot know only selling insurence …..is this a RBI rule? Please stop it
This is the issue that every customer had faced. The banking sector mainly in private sector bank selling no mis-selling insurence; the banker does not know but only selling Life insurence or General insurence . They totally forgot the service to the customer. How our banker RBI gave such permission….. Please stop such practice otherwise named the bankas “XXX Bank Insurence Ltd”. Please sir stop the practice
A landmark judgment was delivered by the
NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION in
Complaint Case No. 51 of 2007 filed by “Awaz”,PunitaSociety,Ambawadi, “Jagrut Nagrik” & Pradeep Kumar Thakur Against 1.Reserve Bank of India,2.Hong Kong and Shanghai 3.American 4.Citibank, N.A.,5.Standard Chartered Bank,
This case was decided on 07/07/2008 against the Banks charging more than 18% pa interest on credit card outstanding.However the operation of the judgment was subsequently stayed by the Supreme court.
I would like to know the outcome of the decision of the Supreme Court or if the matter is still pending the case No and present position in the Supreme court.